Features and Benefits
Features and Benefits
Attractive interests rate.
Door step services
Balance transfer facility
Nominal pre payment charges. what are the supporting documents required while applying for the loan? common requirement for all applicants-
Application for daily filled in(with photograph of the entire applicant)
Residence and age verification which may be established from the pan card, election id,passport driving licence rasan card etc.
Copy of approved plan and sanction letter local civic authority.
Copy of na permission.
One / two granters form and salary certificates-if granters in a business copies of it returns or the assessment orders for the last three years are required.
Bank passbook for the statement for the last one year.
Latest salary slip/statement showing all deduction in case of employee applicants.
Certified copies of balance sheet profit and loss and less account.it acknowledgement for advance challans(for company firm and personals account) for the last three years in case of self employed applicants.
Memorandum/articles of association of company partners his deeds for a firm and brief profile of your company in case of selfed employed applicants.
Loan against fbi nidhi
Let the gold odd glitter to your life. unlock the value of year gold while you continue to over it. fbi nidhi limited designed to provide liquidity against gold and gold jewelers without having to sell them .let your gold to help you bring the golden period of life. features and benefits-
Avail loan up to rs 2,00000& up to 85%of value.
Minimum documentation and quick disbursal.
Simplified paperwork
Easy payment option.
No emi, service only interest and enjoy the facility.
Terms & conditions-
- The rate of interest will be@1.5% to 2.5% per month.
- Avail loan amount ranging from 1000 to rs 200000.
- The valuation of gold ornaments will be done by fbi nidhi limited through authorized value and the cost of valuation will be by borrower.
- Two colored photographs of gold ornaments are required. two colored photograph of borrower and his/her id proof are required.
- The loan interest will be paid on monthly basis.
- In case of nonpayment interest for 11 month,the gold ornaments will be sold by fbi nidhi limited.
- The expenditure on sale of gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and balance amount will be deposit into loan account.
- The borrower has to provide on an affidavit declaring the ownership of the ornaments.
- In case the borrower does not pay the intrest penalty of 5% has to be paid along with next interest installment.
